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Used Car Finance
At Auto-Sportiva, we keep our prices competitive to make our elegant range of pre-owned sports, luxury and prestige used cars as affordable as possible. A popular way to make your purchase more affordable is to take out a finance agreement.
You have the choice to pay an initial deposit and spread the remaining cost of the vehicle over a series of fixed monthly payments. By the end of the agreement, you will have paid the total cost of the car plus a rate of interest on the loan.
We are fully equipped to assist you in financing your premium car. Our specialist sales advisers can explain the various types of finance agreement and help you choose the best option for your circumstances.
You can have absolute peace of mind when committing to a finance plan. This breadth of choice ensures you can find a finance option that meets your individual requirements, without compromise.
We are able to offer a wide range of flexible finance packages to suit your pocket. These include Hire Purchase with repayments spread over 1- 5 years, PCP, Leasing and Personal Loans via our Internet Funding System. We also have access to Sub-Prime lenders so can offer finance to customers with a less than perfect credit rating.
If you are interested in financing your purchase from Auto-Sportiva, you can ask any of our sales advisers for assistance. They will be happy to explain the various options available and make recommendations based on your individual requirements. You can arrange an appointment by enquiring online via the contact form on our website, or by phoning our dealership in Sevenoaks, Kent.
Lease Purchase
Lease Purchase is for private individuals and companies that want eventual ownership of the vehicle, and a funding agreement where the purchaser acquires ownership when all the payments, including the option to purchase fee have been made. Part of the capital cost of the vehicle payment may be deferred into a "balloon" payment at the end of the agreement which equates to the anticipated value of the vehicle at the end of the leasing period.
Hire Purchase
Hire Purchase (HP) is the traditional, but still ever popular funding option which gives the customer eventual ownership of the vehicle.
You can get a fixed cost, fixed period loan that allows you to spread the cost of the vehicle over a period of up to five years. The user is effectively the owner of the asset, but legal title to the car does not pass until the loan is fully repaid including the final payment which includes a nominal "option to purchase" fee. Monthly payments cover the capital cost plus interest and do not carry VAT. For business users the vehicles will be ON Balance Sheet.